Category Archives: Energy Financing Options

The HERE Model I chose this name for several reasons. The primary one is that it leverages all of the opportunities that are currently available to immediately invigorate the retrofitting of the energy components of our existing housing stock while … Continue reading →

The Strategic Advantage of the HERE Model Solution What does this accomplish? What are the advantages? It creates significant motivation to additional market segments to promote energy retrofitting measures These individuals are in a unique position to educate the public … Continue reading →

Prospective Buyer is prequalified by a Loan Officer who is familiar with these specialty products. The Loan Officer informs the client of the opportunities available under this structure. The prospective buyer may have been connected to the Loan Officer in … Continue reading →

What is Represented The Reality An Energy Efficient Mortgage is limited to $8,000 Until June of 2009 FHA allowed an EEM to be 5% of the sales price to a maximum of $8,000 with a minimum of $4,000 allowed even … Continue reading →

Available Energy Financing Options Energy Financing is not a “One size fits all” area. There is clearly a desperate need for accurate information regarding all of the Energy Financing Options available. The few examples that I have seen that attempted … Continue reading →

Current Dynamic with Loan Officers Regarding Energy Financing Product It is crucial that we have sufficient numbers of Loan Officers who are competent in these specialty products. Unfortunately, there are currently too few to meet the demand that a structure … Continue reading →

Facilitators are the Key It is believed by many that more Energy Efficient Mortgages have been done in the Sacramento Region than the rest of the nation combined. Since this is not specifically tracked it is not possible to confirm … Continue reading →

EEM Process Table using the HERE Model with a Facilitator The Energy Efficient Mortgage is not a second mortgage; it is included in the first loan. This provides significant advantages in regards to the appeal of this option to the … Continue reading →

The Energy Efficient Mortgage Process when a Facilitator is utilized. The Energy Efficient Mortgage is not a second mortgage; it is included in the first loan. This provides significant advantages in regards to the appeal of this option to the … Continue reading →

Can you imagine if there were individuals with no actual experience in HVAC installation that were telling everyone how to install an HVAC unit based on what they read in the guidelines. It’s possible that there might be some misinterpretations … Continue reading →